Privacy Policy

Your privacy is critically important to me. Accordingly, I have developed this Policy in order for you to understand how I collect, use, communicate and disclose and make use of personal information. 

I am committed to conducting business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. I have a few fundamental principles:

  • I don’t ask you for personal information unless I truly need it. (I can’t stand services that ask you for things like your gender or income level for no apparent reason.
  • I don’t share your personal information with anyone except to comply with the law, develop my products, or protect my rights.
  • I don’t store personal information on my servers unless required for the on-going operation of one of my services..
Navigating this Privacy Policy

To help you navigate our Privacy Policy, we have divided the Policy into sections to allow easy reference to key concepts. The sections are as follows:

Website Visitors

Like most website operators, Maurice Phillips collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Maurice Phillips’s purpose in collecting non-personally identifying information is to better understand how Maurice Phillips’s visitors use its website. From time to time, Maurice Phillips may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website. Maurice Phillips also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments. Maurice Phillips only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that blog commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to Maurice Phillips’s websites choose to interact with Maurice Phillips in ways that require Maurice Phillips to gather personally-identifying information. The amount and type of information that Maurice Phillips gathers depends on the nature of the interaction. In each case, Maurice Phillips collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Maurice Phillips. Maurice Phillips does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Maurice Phillips may collect statistics about the behavior of visitors to its websites. For instance, Maurice Phillips may monitor the most popular posts or use spam screened by the Akismet service to help identify spam. Maurice Phillips may display this information publicly or provide it to others. However, Maurice Phillips does not disclose personally-identifying information other than as described below.

Google Analytics & Goolge AdWords Remarketing

Google Analytics is a web analysis service provided by Google. Google utilizes the data collected to track and examine the use of www.mauricephillips.me, to prepare reports on its activities and share them with other Google services. Google may use the data collected to contextualize and personalize the ads of its own advertising network. AdWords Remarketing is a Remarketing and Behavioral Targeting service provided by Google. It connects the activity of www.mauricephillips.me with the Adwords advertising network and the Doubleclick Cookie. You can opt out of the cookie tracking here. Personal Data collected: Cookie and Usage Data. Place of processing: USA. – Find the Privacy Policy

Protection of Certain Personally-Identifying Information

Maurice Phillips discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Maurice Phillips’s behalf or to provide services available at Maurice Phillips’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Maurice Phillips’s websites, you consent to the transfer of such information to them. Maurice Phillips will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Maurice Phillips discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Maurice Phillips believes in good faith that disclosure is reasonably necessary to protect the property or rights of Maurice Phillips, third parties or the public at large. If you are a registered user of a Maurice Phillips website and have supplied your email address, Maurice Phillips may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Maurice Phillips and my products. I primarily use my various product blogs to communicate this type of information, so I expect to keep this type of email to a minimum. If you send me a request (for example via a support email or via one of my feedback mechanisms), I reserve the right to publish it in order to help me clarify or respond to your request or to help me support other users. Maurice Phillips takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

Understanding how and why I use cookies

I use cookies to give you the best possible experience on my website. Cookies allow you to do many things such as log on, have us ‘remember’ your log-in preferences.

When you visit this site, I ask for your consent to use cookies. However, this Cookie Policy allows you to amend your preference for tailored content cookies.

To find out more about how I use cookies and what benefits they bring, please take a few moments to read this Cookie Policy.

Frequently asked questions

Can cookies pass on my personal information to others?
I never use the data gathered through cookies to contact you via post, email or phone.  I may use cookies to show you subtly tailored content on my website or other websites of things I think you might be interested in.

Do cookies compromise my security?
The cookies I use are completely safe. In fact, many of them are used purely to provide important security features such as protecting your data.

What are cookies?

Cookies are small text files that are sent to and stored on your computer, smartphone or other device for accessing the internet, whenever you visit a website. Cookies are useful because they allow a website to recognize a user’s device.

I use cookies for a variety of reasons, such as to determine preferences, let users navigate between pages efficiently, verify the user and carry out other essential security checks. Some of the functions that cookies perform can also be achieved using similar technologies. This policy refers to ‘cookies’ throughout, however it also covers these alternate mechanisms.

More information about cookies can be found on allaboutcookies.org.

I use cookies to safeguard your privacy when you’re browsing my website. 

Cookies can also allow us to tailor the content of my website to suit your interests. For example, instead of displaying promotional messages about products you already have, they let us show you other services you may be interested in.

Finally, i use ‘analytics’ cookies to help us make my website better for those who visit it regularly. They help us work out what users like and don’t like and how I can improve things for you.

When I include links to other websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. I recommend you read their policies as I am not responsible or liable for their privacy practices.

How I work with trusted third parties

Third parties are trusted suppliers to me. They include partners who provide important functionality to my website, such as my live chat service, and partners who help us improve my website, such as Google Analytics and Adobe, who provide statistics about which pages are visited most frequently.

The only time cookies would enable us to share personal information such as your name, address, telephone or email is when you have given us express consent to pass it on to a trusted third party.

We may show advertisements for 3rd party companies. Some of these will be general campaign-related adverts but others will be tailored to your likely interests based upon previous web browsing activity – these can be easily identified as they feature a small blue AdChoices icon in the corner of the advert. If you want to opt-out of receiving targeted adverts from me, too bad.

How I improve my email

I use email analytics and reporting tools to see how many of my emails are opened and which links receive the most clicks. Knowing which articles and topics my customers like and which they don’t like helps us improve my content and make my emails more relevant.

I maintain strict security standards and procedures to prevent unauthorized access to information about you. I will never contact you by email or otherwise to ask you to validate personal information such as your user ID, password, or account numbers.

If you wish to unsubscribe from marketing emails, please click on the link located in the footer of any marketing email you’ve received from me.

Cookie Audit

Below is a table of cookies used on my site, in line with the guidance given by the ICO.

CookieTypeDurationDescription
__cfduidNecessary1years 19days 15hours 40minutesThe cookie is set by CloudFare. The cookie is used to identify individual clients behind a shared IP address and apply security settings on a per-client basis. It does not correspond to any user ID in the web application and does not store any personally identifiable information.
__gadsAnalytics1years 19days 20minutesThis cookie is set by Google and stored under the name doubleclick.com. This cookie is used to track how many times users see a particular advert which helps in measuring the success of the campaign and calculate the revenue generated by the campaign. These cookies can only be read from the domain that it is set on so it will not track any data while browsing through another sites.
_gaAnalytics1years 20days 8hours 28minutesThis cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_ga_97HE7S46C3Analytics1years 20days 8hours 30minutesThis cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gat_gtag_UA_46648340_1Analytics1years 19days 14hours 57minutesThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
_gat_UA-46648340-1Analytics1years 19days 14hoursThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visited in an anonymous form.
_gidAnalytics1years 19days 14hours 59minutesThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visited in an anonymous form.
cookielawinfo-checkbox-necessaryNecessary1years 19days 23hours 43minutesThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category 'Necessary'.
cookielawinfo-checkbox-non-necessaryNecessary1years 19days 23hours 43minutesThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category 'Non-necessary'.
ninja_sessionsessionsessionThe cookie is set by Ninja Invoice. Websites typically use session cookies to ensure that you are recognised when you move from page to page within one site and that any information you have entered is remembered. For example, if an e-commerce site did not use session cookies then items placed in a shopping basket would disappear by the time you reach the checkout. You can choose to accept session cookies by changing the settings in your browser.
test_cookieAdvertisement1years 19days 14hours 58minutesThis cookie is set by doubleclick.net, and mauricephillips.me The purpose of the cookie is to determine if the users' browser supports cookies.
XSRF-TOKENSecurity1years 19days 14hours 58minutesThis cookie is set by Invoice Ninja. Invoice Ninja automatically generates a CSRF "token" for each active user session managed by the application. This token is used to verify that the authenticated user is the one actually making the requests to the application. The cookie is used for security purposes.
Business Transfers

If Maurice Phillips, or substantially all of its assets, were acquired, or in the unlikely event that Maurice Phillips goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Maurice Phillips may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of my websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Maurice Phillips and does not cover the use of cookies by any advertisers.

Your California Privacy Rights

In addition, if you are a California resident, you may have the right, consistent with this Privacy Policy and applicable laws to request:

  • certain information about our collection, use, sale, or disclosure of your personal information
  • deletion of your personal information collected or maintained by us
  • to opt-out of the sale of your personal information

You also have the right to not receive discriminatory treatment for exercising these rights.

If you choose to exercise these rights, we ask you to provide sufficient information, including the products and services you have used in the past, your state and country of residence, and contact information, in order for us to verify your identity and process your request. Depending on the types of requests, additional information may be requested.

You may use an authorized agent to submit a request on your behalf related to your personal information. If you choose to use an authorized agent, you should supply your agent with written permission to act on your behalf in relation to your request, and your agent must provide us with proof of such authorization before we process your request.

To exercise a right related to your personal information, please contact us by emailing [email protected] If you are a California resident, Maurice Phillips may share personal information related to tailored advertising, including online identifier, Internet Protocol address, and Internet or other electronic network activity information, with third parties in ways that may constitute a “sale” under the California Consumer Privacy Act of 2018, as amended, for the purposes set out in this Privacy Policy. You may adjust your preferences related to tailored advertising by marking the checkbox below or by emailing [email protected] with “Do Not Sell My Personal Information” in the subject-line.

By selecting this checkbox, scripts on this site that collect personal information that may be sold is disabled.

If you are a California resident, California Civil Code Section 1798.83 permits you to request information regarding the disclosure of your personal information by Maurice Phillips to his affiliates and/or third parties for their direct marketing purposes.

To make such a request, please send an email with your first name, last name, mailing address, email address and telephone number to [email protected] Please include “California Privacy Rights” in the Subject line of your email.

You may also make such a request by writing to me at:

Maurice Phillips
RE: California Privacy Rights
PO Box 6167
New York, NY 10150

Privacy Policy Changes

Although most changes are likely to be minor, Maurice Phillips may change its Privacy Policy from time to time, and in Maurice Phillips’ sole discretion. Maurice Phillips encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Change log:

  • 9 August 2016: Policy posted.
  • 25 June 2020: Updated Formatting.
Contact Information

Questions or comments regarding this Statement should be submitted to [email protected]

Terms and Conditions of Use

The following Terms and Conditions of Use apply to the entire group of websites created and provided by Maurice Phillips and its subsidiary companies available for general viewing and use. These www.MauricePhillips.me Terms and Conditions of Use are inclusive of, but not limited to, all written and graphic or design materials, underlying HTML or other source files, discussion groups and e-mail features offered as part of any Maurice Phillips website, all of which are defined collectively as “Site”.

1. Terms

By accessing this Site, you are agreeing to be bound by these Site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this Site are protected by applicable copyright and trade mark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Maurice Phillips’s Site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Maurice Phillips’s Site;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Maurice Phillips at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Maurice Phillips’s Site are provided “as is”. Maurice Phillips makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Maurice Phillips does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet Site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Maurice Phillips or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Maurice Phillips’s Internet site, even if Maurice Phillips or a Maurice Phillips authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Maurice Phillips’s Site could include technical, typographical, or photographic errors. Maurice Phillips does not warrant that any of the materials on its Site are accurate, complete, or current. Maurice Phillips may make changes to the materials contained on its Site at any time without notice. Maurice Phillips does not, however, make any commitment to update the materials.

6. Links

Maurice Phillips has not reviewed all of the sites linked to its Internet Site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Maurice Phillips of the site. Use of any such linked Site is at the user’s own risk.

7. Site Terms of Use Modifications

Maurice Phillips may revise these terms of use for its Site at any time without notice. By using this Site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Maurice Phillips’s Site shall be governed by the laws of the State of New York without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Site.

9. Disclosures

9.1 While Maurice Phillips attempts to include accurate information in the Site, occasional errors or omissions in content may occur. Maurice Phillips will make reasonable efforts to correct these errors or omissions, but can make no representation regarding the accuracy of information provided. EXCEPT AS SPECIFICALLY PROVIDED ABOVE, THE SITE IS PROVIDED TO THE CUSTOMER “AS IS.” MAURICE PHILLIPS MAKES NO OTHER WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED. MAURICE PHILLIPS DOES NOT WARRANT THE ACCURACY, COMPLETENESS, PERFORMANCE, CURRENCY, OR FITNESS FOR A PARTICULAR PURPOSE OF THE SITE OR THE INFORMATION IT CONTAINS. MAURICE PHILLIPS DOES NOT WARRANT THAT THE SITE IS ERROR-FREE IN CONTENT. MAURICE PHILLIPS SHALL NOT BE LIABLE TO CUSTOMER OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGE CAUSED IN ANY PART BY CUSTOMER’S USE OF THE SITE, CUSTOMER’S RELIANCE ON THE INFORMATION CONTAINED IN THE SITE OR BLOOMBERG INDUSTRY GROUP’S SUPPORT SERVICES, OR FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE, SPECIAL, OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF IMPLIED WARRANTIES OR LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

9.2 Maurice Phillips disclaims all responsibility for any loss, injury, claim, liability, or damage of any kind resulting from, arising out of or any way related to (a) any errors in or omissions from this Site and its content, including but not limited to technical inaccuracies and typographical errors, (b) any third party websites or content therein directly or indirectly accessed through hot links in this Site, including but not limited to any errors in or omissions therefrom, (c) the unavailability of this Site or any portion thereof, (d) your use of this Site, or (e) your use of any equipment or software in connection with this Site.

9.3 Legal and other Advice. NOTHING ON THE SITE NOR ANY PORTION THEREOF CONSTITUTES ACTUAL LEGAL, TAX, ACCOUNTING, REGULATORY OR OTHER PROFESSIONAL ADVICE, OPINION, OR RECOMMENDATION BY MAURICE PHILLIPS, HIS AFFILIATES, OR ANY CONTENT PROVIDER. IF LEGAL OR OTHER PROFESSIONAL ASSISTANCE IS REQUIRED, THE SERVICES OF A COMPETENT PROFESSIONAL SHOULD BE SOUGHT. YOU ASSUME ALL RESPONSIBILITIES AND OBLIGATIONS WITH RESPECT TO ANY DECISIONS, ADVICE, CONCLUSIONS, LEGAL OR TAX OPINIONS, RECOMMENDATIONS MADE OR GIVEN AS A RESULT OF THE USE OF THE SERVICES, INCLUDING WITHOUT LIMITATION ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON CONTENT, OR INCORPORATING OR REFERENCING THE CONTENT. NO ATTORNEY-CLIENT RELATIONSHIP IS FORMED WITH MAURICE PHILLIPS, ITS AFFILIATES, OR ANY SUPPLIER OF CONTENT THROUGH USE OF THE SERVICES. NONE OF THE SERVICES OR CONTENT SHALL CONSTITUTE OR BE CONSTRUED AS A RECOMMENDATION, SOLICITATION, OFFER, OPINION, BY MAURICE PHILLIPS (ITS AFFILIATES OR ANY CONTENT PROVIDER) FOR ANY FINANCIAL TRANSACTION, THE PURCHASE OF ANY FINANCIAL INSTRUMENT, INCLUDING BUT NOT LIMITED TO SECURITIES, OR ANY KIND OF INVESTMENT.

10. Entire Agreement; Severability; Survival

These Terms and Conditions incorporate by reference any notices contained on this Site and constitute the entire agreement with respect to your access to and use of this Site. If any provision of these Terms and Conditions is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

11. Intellectual Property Issues

A. General Inquiries:

Please send general inquiries regarding intellectual property issues to: [email protected]

B. Copyright Agent for Copyright Infringement Claims (Digital Millennium Copyright Act):

The designated agent to receive notification of claimed infringement under Title II of the Digital Millennium Copyright Act is: Maurice Phillips, PO Box 6167, New York, NY 10105, telephone: (212) 399-0664, e-mail: [email protected]

Pursuant to 17 U.S.C. 512(i) of the United States Copyright Act, Maurice Phillips has adopted and implemented a policy respecting the copyright law that provides for the termination in appropriate circumstances of users of the Site who are repeat infringers. Without limiting any other of its rights and remedies, Maurice Phillips may terminate access for users who are found repeatedly to provide or post protected content without the necessary rights and/or permissions.

12. If You Do Not Agree

IF THESE TERMS AND CONDITIONS ARE NOT ACCEPTABLE IN FULL, YOU MUST IMMEDIATELY TERMINATE YOUR USE OF THIS SITE.

Change log:

  • 9 August 2016: Policy posted.
  • 25 June 2020: Updated Formatting.

Disclosure Policy & Ethics Statement

This blog is not primarily financially driven. Regardless, beginning December 1, 2009, the FTC requires bloggers to disclose whenever there could be hidden interests or unspoken biases related to recommendations.

You have my word that I will always do my best to explain when I have any “material connection” with advertisers.

Per the FTC rules, I would need to disclose if I used an Amazon link that gets me 10 cents instead of an Amazon link that gets me 0 cents. Putting disclaimers all over the place would be tedious for me and even more tedious for readers. But rules are rules. To preserve your reading experience, please assume that, for every link and product I use or recommend, the following all hold true:

  • Any item I reference or review, I may have received for free.
  • Any link may be a referral, or affiliate link that pays me for the referral.
  • I may have a material connection with any company or product referenced on my site.

However, keep in mind;

  • If I was paid to try a product and I thought it was terrible, I will never say it’s terrific.
  • I will never base an opinion on anything related to payment.
  • I will never talk about my experience with a product if I haven’t actually tried the product.

Change log:

  • 9 August 2016: Policy posted.
  • 25 June 2020: Updated formatting.

Accessibility

I am committed to providing access to my website for individuals with disabilities. When websites and web tools are designed and coded with care, people with disabilities can use them.

The W3C Web Accessibility Initiative (WAI) develops technical specifications, guidelines, techniques, and supporting resources that describe accessibility solutions. These are considered international standards for web accessibility; for example, WCAG 2.0 is also an ISO standard: ISO/IEC 40500.

Whenever possible I will try to adhere to the specifications that the W3C WAI prescribe.

If you come across anything inaccessible I would encourage you to reach out to me at [email protected] so that I can fix the issue. It’s important to me that I do my part to make the Web more accessible to people with disabilities.

Cookie Policy

Understanding how and why I use cookies

I use cookies to give you the best possible experience on my website. Cookies allow you to do many things such as log on, have us ‘remember’ your log-in preferences.

When you visit this site, I ask for your consent to use cookies. However, this Cookie Policy allows you to amend your preference for tailored content cookies.

To find out more about how I use cookies and what benefits they bring, please take a few moments to read this Cookie Policy.

Frequently asked questions

Can cookies pass on my personal information to others?
I never use the data gathered through cookies to contact you via post, email or phone.  I may use cookies to show you subtly tailored content on my website or other websites of things I think you might be interested in.

Do cookies compromise my security?
The cookies I use are completely safe. In fact, many of them are used purely to provide important security features such as protecting your data.

What are cookies?

Cookies are small text files that are sent to and stored on your computer, smartphone or other device for accessing the internet, whenever you visit a website. Cookies are useful because they allow a website to recognize a user’s device.

I use cookies for a variety of reasons, such as to determine preferences, let users navigate between pages efficiently, verify the user and carry out other essential security checks. Some of the functions that cookies perform can also be achieved using similar technologies. This policy refers to ‘cookies’ throughout, however it also covers these alternate mechanisms.

More information about cookies can be found on allaboutcookies.org.

I use cookies to safeguard your privacy when you’re browsing my website. 

Cookies can also allow us to tailor the content of my website to suit your interests. For example, instead of displaying promotional messages about products you already have, they let us show you other services you may be interested in.

Finally, i use ‘analytics’ cookies to help us make my website better for those who visit it regularly. They help us work out what users like and don’t like and how I can improve things for you.

When I include links to other websites, please bear in mind they will have their own privacy and cookie policies that will govern the use of any information you submit. I recommend you read their policies as I am not responsible or liable for their privacy practices.

How I work with trusted third parties

Third parties are trusted suppliers to me. They include partners who provide important functionality to my website, such as my live chat service, and partners who help us improve my website, such as Google Analytics and Adobe, who provide statistics about which pages are visited most frequently.

The only time cookies would enable us to share personal information such as your name, address, telephone or email is when you have given us express consent to pass it on to a trusted third party.

We may show advertisements for 3rd party companies. Some of these will be general campaign-related adverts but others will be tailored to your likely interests based upon previous web browsing activity – these can be easily identified as they feature a small blue AdChoices icon in the corner of the advert. If you want to opt-out of receiving targeted adverts from me, too bad.

How I improve my email

I use email analytics and reporting tools to see how many of my emails are opened and which links receive the most clicks. Knowing which articles and topics my customers like and which they don’t like helps us improve my content and make my emails more relevant.

I maintain strict security standards and procedures to prevent unauthorized access to information about you. I will never contact you by email or otherwise to ask you to validate personal information such as your user ID, password, or account numbers.

If you wish to unsubscribe from marketing emails, please click on the link located in the footer of any marketing email you’ve received from me.

Cookie Audit

Below is a table of cookies used on my site, in line with the guidance given by the ICO.

CookieTypeDurationDescription
__cfduidNecessary1years 19days 15hours 40minutesThe cookie is set by CloudFare. The cookie is used to identify individual clients behind a shared IP address and apply security settings on a per-client basis. It does not correspond to any user ID in the web application and does not store any personally identifiable information.
__gadsAnalytics1years 19days 20minutesThis cookie is set by Google and stored under the name doubleclick.com. This cookie is used to track how many times users see a particular advert which helps in measuring the success of the campaign and calculate the revenue generated by the campaign. These cookies can only be read from the domain that it is set on so it will not track any data while browsing through another sites.
_gaAnalytics1years 20days 8hours 28minutesThis cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_ga_97HE7S46C3Analytics1years 20days 8hours 30minutesThis cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gat_gtag_UA_46648340_1Analytics1years 19days 14hours 57minutesThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
_gat_UA-46648340-1Analytics1years 19days 14hoursThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visited in an anonymous form.
_gidAnalytics1years 19days 14hours 59minutesThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visited in an anonymous form.
cookielawinfo-checkbox-necessaryNecessary1years 19days 23hours 43minutesThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category 'Necessary'.
cookielawinfo-checkbox-non-necessaryNecessary1years 19days 23hours 43minutesThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category 'Non-necessary'.
ninja_sessionsessionsessionThe cookie is set by Ninja Invoice. Websites typically use session cookies to ensure that you are recognised when you move from page to page within one site and that any information you have entered is remembered. For example, if an e-commerce site did not use session cookies then items placed in a shopping basket would disappear by the time you reach the checkout. You can choose to accept session cookies by changing the settings in your browser.
test_cookieAdvertisement1years 19days 14hours 58minutesThis cookie is set by doubleclick.net, and mauricephillips.me The purpose of the cookie is to determine if the users' browser supports cookies.
XSRF-TOKENSecurity1years 19days 14hours 58minutesThis cookie is set by Invoice Ninja. Invoice Ninja automatically generates a CSRF "token" for each active user session managed by the application. This token is used to verify that the authenticated user is the one actually making the requests to the application. The cookie is used for security purposes.

Thank You!

Thank you to all of the talented photographers, graphic designers, and artists who help keep the internet beautiful. Attribution is the action of ascribing a work or remark to a particular author, artist, or person. I believe in giving credit where credit is due. As such I maintain a record of all work used on my site. Below you can find a list of all work used on my website along with the license.

Types of Licenses:

Creative Commons
 Ident-Nr.CopyrightLicenseAuthorPublisher
Eurowoman June 2011 Cover982088-800w©

Dennis Stenild – Photographer

Unlicensed

Dennis Stenild – Photographer

Eurowoman.dk
Headshot of Michelle Rodriguez4840533906By Gage Skidmore, CC BY-SA 2.0 [Creative Commons], via Wikimedia CommonsGage Skidmore, CC BY-SA 2.0, via Wikimedia CommonsGage Skidmore, CC BY-SA 2.0 Gage Skidmore, CC BY-SA 2.0, via Wikimedia Commons
Headshot of C.J. WilsonC. J. Wilson on June 26, 2012.jpgBy Keith Allison on Flickr (Original version) UCinternational (Crop), CC BY-SA 2.0, [Creative Commons], via Wikimedia CommonsKeith Allison on Flickr (Original version) UCinternational (Crop), CC BY-SA 2.0, via Wikimedia CommonsKeith Allison on Flickr (Original version) UCinternational (Crop), CC BY-SA 2.0,Keith Allison on Flickr (Original version) UCinternational (Crop), CC BY-SA 2.0, via Wikimedia Commons
Fink Painting Max Ehrmann870220674© Martin Collection: Martin’s Photo ShopDigital image 2004 Indiana Historical Society. All Rights Reserved. *received permission via email.Martin Collection: Martin’s Photo Shop

Indiana Historical Society

Flag of The United States of AmericaDAPUQ9© Icon BunnyEnvato Elements LicenseIcon Bunnyenvatoelements
Flag of MexicoDAPUQ9© Icon BunnyEnvato Elements LicenseIcon Bunnyenvatoelements

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